Jon Frost

Head of Innovation and the Digital Economy

Monetary and Economic Department

jon.frost@bis.org

Jon Frost heads the Innovation and the Digital Economy (IDE) unit in the BIS Monetary and Economic Department.

He has published on fintech, big tech in finance, central bank digital currencies, stablecoins, capital flows and technology and inequality. Previously, Jon was Head of Economics for the Americas in the BIS Americas Office in Mexico City, and a Senior and then Principal Economist in IDE. He also worked at the Financial Stability Board (FSB) secretariat, the Netherlands Bank, VU University in Amsterdam and in the private sector in Germany. Jon holds a PhD in economics from the University of Groningen.

He is a research affiliate of the Cambridge Centre for Alternative Finance (CCAF) at the University of Cambridge and has served as a board member in the FinTech@CSAIL initiative of the Massachusetts Institute of Technology (MIT).

Fields of interest

Economic development
Central banking
Technological innovation

All BIS publications (62)

BIS Bulletin No 129 20 Jul 2026

A Mythos moment? Frontier AI and cyber risk

Frontier artificial intelligence (AI) models increase the speed, scale and complexity of cyber attacks, and they also…

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Jon Frost

Head of Innovation and the Digital Economy

Fields of interest

All BIS publications (62)

A Mythos moment? Frontier AI and cyber risk

Blockchain consensus mechanisms and fragmentation

The impact of stablecoins on the international monetary and financial system

Digitalisation and innovation - opportunities and risks for financial health

Quantum Bayesian inference: an exploration

Opening doors to open finance: evidence from the international experience

Global giants in the AI supply chain

The economics of water scarcity

Competing digital monies

All external publications (43)

Rise of the central bank digital currencies

Technology to combat climate change: where is investment flowing?

The fintech gender gap

Fintech and big tech credit: drivers of the growth of digital lending

Decentralised finance (DeFi): a functional approach

On the nexus between wealth inequality, financial development and financial technology

A foundation of trust

Central bank digital currencies: motives, economic implications, and the research frontier

Population ageing and the digital divide

All speeches (2)

Digital finance and shared prosperity: paths forward

Welfare implications of digital financial innovation

All videos (6)

A fireside chat with Martin Moloney, Deputy Secretary General, Financial Stability Board

International Developments in Tokenisation

Digital Payments and Banking Competition

Regulating Stablecoins

CeFi to DeFi: can global finance be de/re-constructed?

Digital data as money (panel session 15)

All podcasts (5)

A primer on tokenisation

Fast payments and central bank digital currencies: rivals or partners?

What might artificial intelligence mean for inequality?

Crypto shocks and retail losses

The Bank of Amsterdam and its lessons for the governance of money

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