Jose Aurazo joined the BIS in June 2023 as a visiting economist. At the Central Reserve Bank of Peru since 2015, Jose carried out policy-oriented research on digital payments and financial inclusion, analysed the competition conditions in the market for payment cards, and participated in the research stage of the central bank's CBDC project. Jose holds an MSc in Economics of Markets and Organizations (with honours) from the Toulouse School of Economics (France) and an MSc in Economics from the Universidad del Pacífico (Peru).