Fernando

Fernando Restoy

Chairman
Financial Stability Institute

Fernando Restoy became Chairman of the Financial Stability Institute on 1 January 2017. He had been Deputy Governor of the Bank of Spain since 2012. Previously, he held other senior positions at the Bank of Spain, which he joined in 1991. Mr Restoy was Vice Chair of the Spanish Securities and Markets Commission (CNMV) from 2008 to 2012. He was Chairman of the Spanish Executive Resolution Authority (FROB) from 2012 to 2015 and has been a Member of the Supervisory Board of the ECB's Single Supervisory Mechanism since 2014. He holds an MSc in econometrics and mathematical economics from the London School of Economics and an MA and PhD in economics from Harvard.

Fields of interest

  • Financial markets
  • Financial institutions and macroprudential issues (including banking supervision)
  • Financial stability and macroprudential issues

Date BIS research papers
Oct 2017

Prudential policy considerations under expected loss provisioning: lessons from Asia

FSI Papers No 5

Other authors: Raihan Zamil

Date Speeches
13 Oct 2017

Recent regulatory developments and remaining challenges

Presentation by Mr Fernando Restoy, Chairman, Financial Stability Institute, Bank for International Settlements, at the CIV Meeting of Central Bank Governors of the Center for Latin American Monetary Studies (CEMLA), Washington DC, 12 October 2017.

12 Sep 2017

Early intervention regimes: the balance between rules vs discretion

Speech by Mr Fernando Restoy, Chairman, Financial Stability Institute, Bank for International Settlements, at the FSI-IADI Meeting on early supervisory intervention, resolution and deposit insurance, Basel, Switzerland, 12 September 2017.

01 Jun 2017

Banking regulation and supervision after the crisis - where are we now, and what lies ahead?

Speech by Mr Fernando Restoy, Chairman, Financial Stability Institute, Bank for International Settlements, at the CIRSF Annual International Conference, Lisbon, 1 June 2017.

27 Apr 2017

Financial soundness indicators - looking beyond the lessons learned from the crisis

Keynote address by Mr Fernando Restoy, Chairman, Financial Stability Institute, Bank for International Settlements, at the Users' Workshop on Financial Soundness Indicators, International Monetary Fund, Washington DC, 26 April 2017.

20 Dec 2016

Fernando Restoy: The challenges of the European resolution framework

Closing address by Mr Fernando Restoy, Deputy Governor of the Bank of Spain, at the Conference "Corporate governance and credit institutions' crises", organised by the Mercantile Law Department, UCM (Complutense University of Madrid), Madrid, 29 November 2016.

30 Nov 2016

Fernando Restoy: Challenges facing the retail banking sector

Remarks by Mr Fernando Restoy, Deputy Governor of the Bank of Spain, at the dinner event organised by the European Savings and Retail Banking Group (ESBG), Madrid, 17 November 2016.

30 Jun 2016

Fernando Restoy: European banking sector - situation and challenges

Speech by Mr Fernando Restoy, Deputy Governor of the Bank of Spain, based on the address delivered at the UIMP seminar "¿Qué hemos aprendido de la crisis?" ("What have we learned from the crisis?"), organised by the APIE (Association of Economics Journalists), Madrid, 17 June 2016.

26 Jan 2016

Fernando Restoy: The organisation of financial supervision

Speech by Mr Fernando Restoy, Deputy Governor of the Bank of Spain, participating in the presentation of the "Guide to the Spanish Financial System" (Guía del Sistema Financiero Español), compiled by AFI (Analistas Financieros Internacionales) and sponsored by Funcas (Fundación de las Cajas de Ahorros), Madrid, 18 January 2016.

15 Dec 2015

Fernando Restoy: The Banking Union - achievements and challenges

Speech by Mr Fernando Restoy, Deputy Governor of the Bank of Spain, at the closure of the presentation of the third report on the Banking Union "La Unión Bancaria: suma y sigue", organised by Centro de Sector Financiero PwC and IE Business School, Madrid, 2 December 2015.

09 Dec 2015

Fernando Restoy: Bank credit developments in Spain

Speech by Mr Fernando Restoy, Deputy Governor of the Bank of Spain, at the European Association of Public Banks (EAPB) Annual Congress, Barcelona, 10 November 2015.