Americas Office Publications

Browse through the latest research produced by, or in collaboration with, the Americas Office.

Displaying 31-40 of 150
Publication BIS Working Paper No 1185 07 May 2024
Allocative efficiency and the productivity slowdown
This paper evaluates the contribution of cross-sector allocative efficiency to the productivity slowdown in the US during the 1970s and 2000s.
Authors: Lin Shao and Rongsheng Tang
Publication BIS Working Paper No 1177 28 Mar 2024
Pre-publication revisions of bank financial statements: a novel way to monitor banks?
We investigate whether pre-publication revisions of bank financial statements contain forward-looking information about bank risk.
Authors: Andre Guettler, Mahvish Naeem, Lars Norden and Bernardus F Nazar Van Doornik
Publication BIS Working Paper No 1176 27 Mar 2024
The effect of Covid pension withdrawals and the Universal Guaranteed Pension on the income of future retirees in Chile
I present a model of the accumulation of pension wealth by workers in Chile. Pension contributions are accumulated every year from workers' permanent labour income. ...
Author: Carlos Madeira
Publication BIS Working Paper No 1174 21 Mar 2024
The impact of information and communication technologies on banks, credit, and savings: an examination of Brazil
How do "Information and Communication Technologies" (ICTs) reshape the banking industry and banking habits? Using panel data containing detailed banking statements for more than 25,000 public and private bank branches distributed among over 3,500…
Author: Flavia Alves
Publication BIS Working Paper No 1169 22 Feb 2024
Risk-based pricing in competitive lending markets
We use unique relationship-level data which includes banks' private risk assessments of corporate borrowers to quantify how competition among banks affects the risk sensitivity of interest rates in the corporate credit market...
Authors: Carola Müller, Henrik Andersen and Ragnar E Juelsrud
Publication BIS Working Paper No 1163 25 Jan 2024
Interchange fees, access pricing and sub-acquirers in payment markets
Sub-acquirers, also known as payment facilitators, have played a vital role in fostering merchant digital payments acceptance, particularly in developing countries. To provide access to digital payments (ie card acceptance) to merchants, sub-acquirers do…
Author: José Aurazo
Publication CCA report 12 Dec 2023
High-level technical requirements for a functional central bank digital currency (CBDC) architecture
This report by the CCA Consultative Group on Innovation and the Digital Economy (CGIDE) outlines high-level technical requirements for a retail central bank digital currency (CBDC) architecture.
Innovation and fintech
Publication CCA report 29 Nov 2023
Central bank digital currency (CBDC) information security and operational risks to central banks
Report by the Consultative Group on Risk Management (CGRM) established at the BIS Representative Office for the Americas - Introducing a central bank digital currency (CBDC) will have far-reaching implications for the operations of the issuing central…
Innovation and fintech
Publication BIS Working Paper No 1135 25 Oct 2023
Artificial intelligence, services globalisation and income inequality
How does economic activity related to artificial intelligence (AI) impact the income of various groups in an economy? This study, using a panel of 86 countries over 2010–19, finds that investment in AI is associated with higher income inequality.
Authors: Giulio Cornelli, Jon Frost and Saurabh Mishra
Publication BIS Working Paper No 1134 23 Oct 2023
Bank competition, cost of credit and economic activity: evidence from Brazil
We use heterogeneous exposure to large bank mergers to estimate the effect of bank competition on both financial and real variables in local Brazilian markets. Using detailed administrative data on loans and firms, we employ a difference-in- differences…
Authors: Gustavo Joaquim, Bernardus F Nazar Van Doornik and José Renato Haas Ornelas

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