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Publication 25 May 2023
Central bank digital currencies: ongoing policy perspectives
Speech 27 May 2019
Central bank digital currencies
Speech by Mr Vitas Vasiliauskas, Chairman of the Board of the Bank of Lithuania, at the Reinventing Bretton Woods Committee conference "Managing the Soft Landing of the Global Economy", Washington DC, 12 April, 2019.
Author: Vitas Vasiliauskas
Fintech
Publication Innovation Hub project report 26 Oct 2023
Project Polaris: high-level design guide for offline payments
In the fourth report of Project Polaris, the BIS Innovation Hub is publishing a guide to help deepen central banks' understanding of the technology underpinning offline payments with CBDC, building on the broad overview of offline payments provided by the…
Speech 11 May 2020
An ECB digital currency - a flight of fancy?
Speech by Mr Yves Mersch, Member of the Executive Board of the European Central Bank and Vice-Chair of the Supervisory Board of the European Central Bank, at the Consensus 2020 virtual conference, 11 May 2020.
Author: Yves Mersch
Fintech
Speech 17 Oct 2022
The US dollar and central bank digital currencies
Speech by Mr Christopher J Waller, Member of the Board of Governors of the Federal Reserve System, at the symposium "Digital Currencies and National Security Tradeoffs", presented by the Harvard National Security Journal, Cambridge, Massachusetts, 14…
Author: Christopher J Waller
Fintech
Media release 13 Jan 2022
BIS, SNB and SIX successfully test integration of wholesale CBDC settlement with commercial banks
Project Helvetia looks toward a future with more tokenised financial assets based on distributed ledger technology coexisting with today's systems. Swiss National Bank and five commercial banks integrated wholesale CBDC in their existing back-office…
Publication BIS Paper No 159 22 Aug 2025
Advancing in tandem - results of the 2024 BIS survey on central bank digital currencies and crypto
Central banks' involvement in central bank digital currency (CBDC) work remained strong in 2024. Of the 93 central banks surveyed, 91% (85) were exploring either a retail CBDC, a wholesale CBDC or both.
Authors: Anamaria Illes, Anneke Kosse and Peter Wierts
Publication BIS Paper No 115 19 Mar 2021
Multi-CBDC arrangements and the future of cross-border payments
This paper explores dimensions of payment system interoperability, how they could feature in mCBDC arrangements and where potential benefits lie.
Authors: Raphael Auer, Philipp Haene and Henry Holden
Publication 26 Nov 2024
Central bank digital currencies: System design
Media release 30 Sep 2021
Central banks and the BIS explore what a retail CBDC might look like
Seven central banks and the BIS take forward their work on retail central bank digital currencies and analyse policy options and practical implementation issues. New set of reports explores how CBDCs could best meet users' future needs through developing…

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