Han Qiu

Economist

Monetary and Economic Department, Economics and Financial Markets for Asia and the Pacific

han.qiu@bis.org

Han Qiu joined the BIS in July 2021 as economist after completing his PhD in finance at Peking University. He worked as a PhD fellow at the BIS in 2019. His work mainly focuses on financial technology (fintech), financial stability and the Chinese economy.

Fields of interest

Financial institutions and micro-prudential issues
Financial stability and macro-prudential issues
Developing Asia

All BIS publications (13)

BIS Working Paper No 1084 17 Mar 2023

Big tech credit and monetary policy transmission: micro-level evidence from China

This paper studies monetary policy transmission through BigTech and traditional banks. By comparing business loans made by a…

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BIS Working Paper No 1011 4 May 2022

Big techs, QR code payments and financial inclusion

Using a unique dataset of around half a million Chinese firms that use a QR code-based mobile payment system, we find that (i)…

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Leonardo Gambacorta

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BIS Working Paper No 881 1 Sep 2020

Data vs collateral

The use of massive amounts of data by large technology firms (big techs) to assess firms' creditworthiness could reduce the…

Leonardo Gambacorta

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BIS Working Paper No 834 19 Dec 2019

How do machine learning and non-traditional data affect credit scoring? New evidence from a Chinese fintech firm

This paper compares the predictive power of credit scoring models based on machine learning techniques with that of traditional…

Leonardo Gambacorta

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All external publications (8)

External publication 1 Feb 2026

Big tech credit and monetary policy transmission: micro-level evidence from China

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External publication 1 Aug 2024

How do machine learning and non-traditional data affect credit scoring? New evidence from a Chinese fintech firm

Leonardo Gambacorta

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External publication 21 Mar 2024

Digital money demand and monetary policy

Leonardo Gambacorta

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External publication 1 Jan 2024

Beyond technology: considerations for retail CBDC adoption in Asia-Pacific

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External publication 1 Oct 2023

Big tech credit score and default risk - evidence from loan-level data of a representative microfinance company in China

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External publication 1 Oct 2023

BigTech credit risk assessment for SMEs

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External publication 1 Apr 2022

Data vs collateral

Leonardo Gambacorta

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External publication 9 Feb 2022

Population ageing and the digital divide

Leonardo Gambacorta

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Sebastian Doerr

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