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The future of euro cash - trusted today, designed for tomorrow

Type
Speech
Subtype
Central banker's speech
Date delivered
22 September 2026
Country
European Union
Topics
Innovation and fintech
Keynote speech by Mr Piero Cipollone, Member of the Executive Board of the European Central Bank, at the House of the Euro, Brussels, 14 September 2026.

Today, we are discussing the future of euro cash – the most tangible symbol of our common currency, and one that remains firmly rooted in the daily lives of Europeans.

Euro banknotes are more than a means of payment. They are something Europeans share, an expression of our common European identity.

25 years ago, Europe embarked on a historic currency changeover. On 1 January 2002, 308 million citizens welcomed euro cash. Within just two months, more than 7 billion banknotes and 36 billion coins replaced 12 national currencies.

Euro cash became one of the most visible achievements of European integration. And with Bulgaria joining the euro area earlier this year, the euro now unites 21 countries and more than 358 million citizens.

25 years on from the initial changeover, Europe is once again shaping the future of its common currency. Not out of nostalgia for the past, but because euro cash is still an indispensable part of Europe’s monetary future.

In my remarks today, I would like to explain why safeguarding the role of cash matters and what we are doing to make euro banknotes fit for the future.

The views expressed in this speech are those of the speaker and do not necessarily reflect those of the BIS.