Good morning, and welcome to the sixth conference on Household Finance and Consumption.
I would like to thank both my colleagues in the Central Bank of Ireland and the ECB for all their hard work in organising what promises to be a fascinating network event.
Looking at the programme, and the range of topics; from inflation, housing, credit, and business cycles, to inequality, demographic change, and of course, monetary policy, you're in for a stimulating couple of days.
What I see as a common thread across this diverse range of issues is ultimately, how better data informs better policy.
Like many policy institutions, a decade ago, the crisis, prompted us to reflect on the type of data we collect, how it is analysed, and, crucially, how the analysis feeds through to policy decisions.