Introduction
I am delighted to be given this opportunity to speak to you at the FIN/SUM 2019.
The main theme of this year's FIN/SUM is "new sources of growth." The key to raising economic growth is to stimulate potential needs and further provide goods and services for which people are willing to pay. According to Schumpeter, firms need to make innovation that leads to the introduction of a new good and the opening of a new market. In recent years, there has been a growing interest in FinTech. It has been driven by the dramatic evolution of information technology, but this is not the only factor. Financial services that did not exist before have been created by information technology. As these services have been met with high demand by the public and have begun to transform the way of living, FinTech is drawing more attention.