1. Please allow me to start by thanking you for the invitation to take part in the CIRSF Annual International Conference, which, as a testament to the excellence of its past editions, has established itself as a showcase event to reflect on the most important issues in the financial sector.
I would like to salute all speakers and participants and, particularly, Professor Lufs Morais, whom I congratulate most sincerely for yet another remarkable CIRSF initiative.
It is important that banking conduct supervision in the financial sector be analysed and discussed even further.
During my speech, I will focus on banking conduct supervision. It will centre around the reasons why it is so important to the pursuit of financial stability, the emergence of what has come to be called the 'new paradigm' of banking conduct supervision and in some of the main challenges it now faces, more specifically due to the digital transformation of financial services.