Publications by year

The New Basel Capital Accord: Comments received on the Second Consultative Package

As noted in the Basel Committee's Overview of The New Basel Capital Accord, the Committee wishes to increase transparency of the consultative process by publishing on its website all comments received during the second consultative period. Comments that were clearly marked as confidential have not been published.

The Committee wishes to thank those that have taken the time and effort to express their views. These comments will no doubt assist the Committee in its efforts to finalise The New Basel Capital Accord.

Company / PersonDoc typeOn the web-

site since
ABN AMROPDF: 7 pages, 30 KB1 June
ABS IssuersPDF: 22 pages, 72 KB6 June
Adelaide BankPDF: 3 pages, 11 KB6 June
AIG EuropeScanned PDF: 3 pages, 140 KB1 June
Alexey Simanovskiy, Bank of RussiaPDF: 5 pages, 72 KB1 June
AlgorithmicsPDF: 12 pages, 58 KB

PDF: 16 pages, 258 KB
1 June
Alistair MilnePDF: 20 pages, 83 KB1 June
Altman and SaundersPDF: 34 pages, 222 KBend-June
America's Community BankersPDF: 13 pages, 46 KB6-end-June
American Bankers' AssociationPDF: 13 pages, 64 KBend-June
AmSouth BancorporationScanned PDF: 4 pages, 173 KB12 June
Arthur AndersenScanned PDF: 9 pages, 585 KB6 June
Asian Development BankScanned PDF: 24 pages, 1151 KB1 June
Asociación Bancaria CostarricensePDF: 8 pages, 24 KB6 June
Asociación Bancaria y de Entidades Financieras de Colombia, Universidad de los Andes de Colombia, Federación Latinamericana de BancosPDF: 2 pages, 14 KB6 June
AssifactPDF: 15 pages, 96 KB1 June
Association for Financial ProfessionalsPDF: 5 pages, 77 KB

PDF: 6 pages, 198 KB
6 June
Association Française des Sociétés Financières (ASF)Scanned PDF: 35 pages, 1278 KB1 June
Association of Financial Guaranty InsurorsPDF: 2 pages, 10 KB6 June
Association of Foreign Banks in GermanyScanned PDF: 2 pages, 79 KB6 June
Associazione Bancaria Italiana (ABI)PDF: 21 pages, 72 KB

PDF: 3 pages, 31 KB
1 June
ASSOFINScanned PDF: 3 pages, 146 KB1 June
Austega Risk ServicesPDF: 4 pages, 43 KB6 June
Australia and New Zealand Banking Group LimitedPDF: 50 pages, 305 KB6 June
Australian Association of Permanent Building SocietiesPDF: 3 pages, 11 KB6 June
Australian Prudential Regulation Authority (APRA)PDF: 63 pages, 573 KB1 June
Australian Securitisation ForumPDF: 9 pages, 37 KB6 June
Austrian Banking IndustryPDF: 71 pages, 174 KB6 June
Austrian Federal Economic ChamberPDF: 115 pages, 245 KBend-June
Austrian Ministry of Finance and the Austrian Central BankScanned PDF: 8 pages, 475 KB1 June
Autoridade Monetária de MacauScanned PDF: 2 pages, 81 KB1 June
Aviation Working GroupPDF: 5 pages, 309 KB1 June
AXA Colonia Konzern AGScanned PDF: 1 page, 46 KB1 June
AXA Investment ManagersScanned PDF: 6 pages, 279 KB1 June
Bahrain Monetary AgencyScanned PDF: 6 pages, 274 KB1 June
Banco Central de la República ArgentinaScanned PDF: 22 pages, 1266 KB6 June
Banco Central del ParaguayScanned PDF: 1 page, 36 KB1 June
Banco de MexicoPDF: 3 pages, 12 KB1 June
BanConsult SAPDF: 39 pages, 143 KB6 June
Bank Gesellschaft BerlinPDF: 6 pages, 307 KB1 June
Bank IndonesiaScanned PDF: 2 pages, 80 KB1 June
Bank Negara MalaysiaScanned PDF: 8 pages, 270 KB12 June
Bank of AmericaScanned PDF: 13 pages, 800 KB6 June
Bank of KoreaScanned PDF: 4 pages, 103 KB1 June
Bank of MauritiusScanned PDF: 7 pages, 233 KB6 June
Bank of ThailandPDF: 11 pages, 39 KB

PDF: 3 pages, 11 KB
1 June
Bank One CorporationPDF: 7 pages, 26 KB6 June
BankenfachverbandPDF: 11 pages, 433 KB6 June
BarclaysPDF: 70 pages, 563 KBend-June
Barnhill, T. and Gleason, KPDF: 27 pages, 101 KB7 June
Basel Accord Insurance Working GroupPDF: 16 pages, 93 KB

PDF: 14 pages, 71 KB
1 June
Belgian Bankers' AssociationPDF: 2 pages, 13 KB

PDF: 4 pages, 24 KB
end-June
BIPOP-CARIREScanned PDF: 9 pages, 172 KB1 June
British Bankers' AssociationPDF: 100 pages, 553 KB6 June
Bundesaufsichtsamt für das KreditwesenPDF: 7 pages, 30 KB1 June
Bundesverband Deutscher Investment-Gesellschaften (BVI)PDF: 4 pages, 16 KB1 June
Bundesverband der Deutschen Industrie e.V.Scanned PDF: 5 pages, 291 KB1 June
Bundesverband der Wertpapierhandelsfirmen e.V.Scanned PDF: 2 pages, 98 KB6 June
CAPCOPDF: 17 pages, 238 KB1 June
Capital One Financial CorporationPDF: 6 pages, 26 KBend-June
Carlo Acerbi / Dirk Tasche (Abaxbank)PDF: 9 pages, 218 KB1 June
Central Bank of IcelandScanned PDF: 1 page, 38 KB6 June
Central Bank of IrelandPDF: 3 pages, 182 KB1 June
Central Bank of MaltaPDF: 7 pages, 102 KB1 June
Central Bank of Sri LankaPDF: 2 pages, 12 KB1 June
Central Bank of the UAEScanned PDF: 2 pages, 86 KB1 June
Central Bank of Trinidad and TobagoPDF: 3 pages, 10 KB6 June
Christian PlaetevoetScanned PDF: 7 pages, 379 KB1 June
CitigroupPDF: 56 pages, 251 KB6 June
Clearstream InternationalScanned PDF: 7 pages, 26 KBend-June
Commission de Surveillance du Secteur FinancierScanned PDF: 27 pages, 1436 KB6 June
Companhia Portuguesa de RatingPDF: 4 pages, 13 KB1 June
Compass Bancshares IncPDF: 5 pages, 19 KB6 June
Conference of State Bank SupervisorsPDF: 4 pages, 23 KB1 June
Corporación Andina de FomentoScanned PDF: 6 pages, 279 KB1 June
Credit Suisse GroupPDF: 37 pages, 273 KB1 June
Credit Union Central of CanadaPDF: 4 pages, 25 KB1 June
Credit Union Services CorporationPDF: 8 pages, 41 KB6 June
Czech National BankScanned PDF: 13 pages, 520 KB6 June
Danish Bankers AssociationPDF: 6 pages, 29 KBend-June
Danish Financial Supervisory AuthorityPDF: 5 pages, 16 KBend-June
Danmarks NationalbankScanned PDF: 3 pages, 125 KB1 June
David Rowe, SunGard Trading and Risk SystemsPDF: 1 page, 36 KB

PDF: 1 page, 35 KB

PDF: 1 page, 36 KB

PDF: 1 page, 720 KB
1 June
Deutscher Factoring-Verband e.V.Scanned PDF: 3 pages, 192 KB6 June
Der Deutsche Industrie- und HandelstagScanned PDF: 6 pages, 347 KB6 June
Der Wirtschaftsminister des Landes Baden-WürttembergScanned PDF: 4 pages, 184 KB1 June
Dexia GroupScanned PDF: 4 pages, 175 KB6 June
Dominion Bond RatingPDF: 5 pages, 18 KB6 June
DGZ DekaBankPDF: 10 pages, 90 KB

PDF: 5 pages, 101 KB
1 June
Dutch Bankers AssociationPDF: 73 pages, 264 KB6 June
EMEAP Working GroupPDF: 7 pages, 19 KB1 June
EurochambresPDF: 3 pages, 39 KBend-June
EuroclearPDF: 17 pages, 331 KB6 June
EurocontrolScanned PDF: 4 pages, 170 KB1 June
EurofinasPDF: 1 page, 6 KB

PDF: 3 pages, 12 KB
end-June
European Asset Management AssociationPDF: 5 pages, 18 KB

PDF: 7 pages, 60 KB

PDF: 2 pages, 44 KB

PDF: 1 page, 5 KB
1 June
European Bank for Reconstruction and DevelopmentScanned PDF: 28 pages, 1691 KB1 June
European Central BankScanned PDF: 14 pages, 843 KB6-12 June
European Cooperative BanksPDF: 44 pages, 153 KB1 June
European Federation of Finance House AssociationsScanned PDF: 3 pages, 12 KB6 June
European Mortgage FederationScanned PDF: 3 pages, 151 KB

Scanned PDF: 3 pages, 175 KB

Scanned PDF: 2 pages, 62 KB

Scanned PDF: 4 pages, 31 KB

Scanned PDF: 41 pages, 193 KB
1 June
European Savings Banks GroupPDF: 2 pages, 9 KB

PDF: 54 pages, 171 KB
6-12 June
European Securities ForumPDF: 7 pages, 41 KB1 June
European Securitisation Forum - 1PDF: 32 pages, 129 KB1 June
European Securitisation Forum -2Scanned PDF: 30 pages, 127 KB

Scanned PDF: 8 pages, 208 KB



Scanned PDF: 8 pages, 69 KB

Scanned PDF: 12 pages, 150 KB

Scanned PDF: 4 pages, 127 KB

Scanned PDF: 4 pages, 141 KB

Scanned PDF: 16 pages, 114 KB

Scanned PDF: 16 pages, 121 KB

Scanned PDF: 2 pages, 7 KB

Scanned PDF: 2 pages, 7 KB

Scanned PDF: 50 pages, 463 KB
6 June < /font>
EWBScanned PDF: 20 pages, 126 KB

Scanned PDF: 1 page, 172 KB
1 June
Fat Tails Financial AnalysisPDF: 2 pages, 17 KB1 June
FCE Bank plcPDF: 7 pages, 50 KB6 June
Federal Reserve Bank of ChicagoPDF: 12 pages, 137 KB

PDF: 2 pages, 96 KB
6 June
Federal Reserve Bank of RichmondScanned PDF: 5 pages, 251 KB1 June
Fédération Bancaire de l'Union EuropéennePDF: 55 pages, 269 KB12 June
Fédération des Experts Comptables EuropéensScanned PDF: 4 pages, 246 KBend-June
Fédération Européenne des Fonds et Sociétés d'InvestissementScanned PDF: 3 pages, 119 KB6 June
Fédération Française des Sociétés d'AssurancesScanned PDF: 2 pages, 80 KB12 June
Federazione Lombarda Banche di Credito CooperativoScanned PDF: 8 pages, 452 KB1 June
Finance and Technology ManagementPDF: 5 pages, 37 KBend-June
Financial Analytics LimitedPDF: 3 pages, 14 KB6 June
Financial Guardian GroupPDF: 10 pages, 44 KB6 June
Financial Markets Group, London School of EconomicsPDF: 17 pages, 70 KBend-June
Financial Supervisory Authority in IcelandPDF: 9 pages, 35 KB6 June
Financial Supervisory Service of KoreaPDF: 2 pages, 9 KBend-June
Finnish AuthoritiesPDF: 15 pages, 54 KB1 June
Finnish Bankers' AssociationScanned PDF: 14 pages, 591 KBend-June
First Union CorporationPDF: 17 pages, 74 KB6 June
FITCH IBCAPDF: 8 pages, 33 KB1 June
FleetBoston Financial CorporationPDF: 10 pages, 88 KB6 June
FM WatchPDF: 5 pages, 17 KB6 June
Fortis BankPDF: 8 pages, 30 KB

PDF: 2 pages, 11 KB

PDF: 7 pages, 33 KB
6 June
Freddie MacScanned PDF: 6 pages, 293 KB12 June
French Banking FederationPDF: 65 pages, 251 KB

PDF: 26 pages, 277 KB

PDF: 15 pages, 63 KB
12 June
Fund Managers' AssociationPDF: 2 pages, 6 KB6 June
GE CapitalPDF: 6 pages, 21 KB1 June
GE Capital Mortgage CorporationPDF: 18 pages, 329 KB6 June
Gene ÁlvarezPDF: 21 pages, 348 KB12 June
Guernsey Financial Services CommissionPDF: 4 pages, 13 KB1 June
Hellenic Bank AssociationPDF: 23 pages, 111 KB6 June
Hong Kong Monetary Authority and the Hong Kong banking industryPDF: 11 pages, 32 KB1 June
Hungarian Financial Supervisory AuthorityScanned PDF: 7 pages, 380 KB6 June
IBMPDF: 20 pages, 80 KB1 June
Inner City PressPDF: 4 pages, 25 KB1 June
Institute of Chartered AccountantsPDF: 9 pages, 30 KB6 June
Institute of Development Studies (University of Sussex)PDF: 23 pages, 139 KB1 June
Institute of International BankersPDF: 8 pages, 149 KB6 June
Institute of International FinancePDF: 47 pages, 189 KB

PDF: 60 pages, 229 KB

PDF: 62 pages, 355 KB
1 June
Institut der WirtschaftsprüferScanned PDF: 15 pages, 745 KB6 June
International Actuarial AssociationScanned PDF: 10 pages, 652 KB6 June
International Credit Insurance AssociationScanned PDF: 17 pages, 501 KB6 June
International Finance CorporationScanned PDF: 48 pages, 3315 KB1 June
International Monetary FundScanned PDF: 21 pages, 1100 KB

Scanned PDF: 10 pages, 576 KB
1 June
International Swaps and Derivatives Association (ISDA)Scanned PDF: 2 pages, 154 KB

Scanned PDF: 105 pages, 702 KB
1-7 June
International Valuation Standards Committee - 1PDF: 44 pages, 1581 KB

PDF: 5 pages, 30 KB

PDF: 9 pages, 44 KB
1 June
Investment Company InstituteScanned PDF: 3 pages, 167 KB1 June
IOSCOPDF: 9 pages, 32 KB1 June
IQ Financial Systems (Singapore) Pte LtdScanned PDF: 34 pages, 1813 KB1 June
Irish Association of Investment ManagersScanned PDF: 7 pages, 317 KB1 June
Irish Life Investment ManagersScanned PDF: 1 page, 37 KB1 June
ISMAScanned PDF: 3 pages, 146 KB1 June
Japanese Bankers AssociationPDF: 21 pages, 66 KB6 June
Japan Center for International FinancePDF: 5 pages, 86 KB1 June
Jean-Marc SchwobPDF: 1 page, 5 KB1 June
JP Morgan ChaseScanned PDF: 36 pages, 2697 KB6 June
Kazuhiro GotoPDF: 1 page, 5 KB1 June
KeyCorpPDF: 6 pages, 33 KB6 June
KPMGPDF: 45 pages, 239 KB1 June
Kreditanstalt für WiederaufbauScanned PDF: 28 pages, 1194 KB6 June
Kredittilsynet and Norges BankScanned PDF: 40 pages, 2714 KB6 June
Latin American Banking FederationPDF: 11 pages, 76 KB1 June
Latin American Shadow Financial Regulatory CommitteePDF: 6 pages, 26 KB1 June
Lawrence J WhitePDF: 40 pages, 94 KB1 June
LeaseuropeScanned PDF: 28 pages, 1102 KB1 June
Lloyds TSB Group plcPDF: 21 pages, 87 KB6 June
Loan Market AssociationPDF: 7 pages, 36 KB1 June
London Investment Banking Association (LIBA)PDF: 100 pages, 553 KB1 June
Macquarie Bank LimitedPDF: 4 pages, 16 KB6 June
Marsh IncPDF: 4 pages, 14 KB1 June
MBIA Insurance CorporationPDF: 4 pages, 23 KB6 June
MBNA America BankPDF: 17 pages, 74 KB6 June
Mellon Financial CorporationPDF: 11 pages, 44 KB1 June
Mercatus Center, George Mason UniversityPDF: 11 pages, 77 KB6 June
Merrill LynchPDF: 27 pages, 188 KB1 June
Midwest Independent BankScanned PDF: 2 pages, 69 KB1 June
Ministry of Finance, ColumbiaPDF: 9 pages, 52 KB6 June
Monetary Authority of SingaporeScanned PDF: 8 pages, 359 KB7 June
Moody's Investors ServicePDF: 12 pages, 71 KB

PDF: 2 pages, 13 KB
1 June
Mortgage Insurance Companies of America (MICA)PDF: 8 pages, 25 KB6 June
Mortgage Insurance Trade AssociationScanned PDF: 3 pages, 151 KB12 June
Multi-Seller ABCP Conduit SponsorsPDF: 22 pages, 463 KB

PDF: 7 pages, 22 KB
7 June
National Australia BankPDF: 38 pages, 191 KB7 June
National Bank of SlovakiaPDF: 2 pages, 44 KB6 June
National City CorporationScanned PDF: 4 pages, 292 KB6 June
Nayar, SDPDF: 3 pages, 12 KB

PDF: 1 page, 4 KB
1 June
Neil Schwartz (City Consultants Ltd)PDF: 1 page, 5 KB1 June
Okobank GroupPDF: 6 pages, 32 KB1 June
Oliver, Wyman & CompanyPDF: 10 pages, 106 KB6 June
Operational Risk Research ForumPDF: 65 pages, 246 KB6 June
OpRisk Ltd and The FICON GroupPDF: 4 pages, 14 KB1 June
People's Bank of ChinaScanned PDF: 4 pages, 310 KB7 June
PNC Financial Services GroupPDF: 10 pages, 36 KB6 June
Polish Commission for Banking SupervisionPDF: 12 pages, 776 KB1 June
PricewaterhouseCoopersPDF: 16 pages, 215 KB1 June
Private Research Group for Financial IT Risk, TokyoPDF: 10 pages, 40 KB6 June
Quadrant Risk Management LtdPDF: 8 pages, 46 KB1 June
R+V Allgemeine VersicherungScanned PDF: 17 pages, 1102 KB1 June
Rating and Investment InformationPDF: 2 pages, 14 KBend-June
RealBiz International ABPDF: 6 pages, 32 KB1 June
Regional Banks Assocation of JapanPDF: 6 pages, 66 KB1 June
Reserve Bank of IndiaPDF: 14 pages, 53 KB1 June
Reserve Bank of NewZealandScanned PDF: 4 pages, 242 KB1 June
Risk Management Association (RMA)Scanned PDF: 27 pages, 1642 KB

Scanned PDF: 75 pages, 523 KB
1-7 June
Riyad BankPDF: 5 pages, 27 KB1 June
Royal Bank of ScotlandPDF: 50 pages, 306 KB1 June
Royal Institute of Chartered SurveyorsPDF: 5 pages, 22 KB1 June
Saudi American BankPDF: 3 pages, 24 KB

PDF: 18 pages, 114 KB
1 June
Saudi Arabian Monetary AgencyScanned PDF: 13 pages, 585 KB7 June
Securities Industry AssociationPDF: 3 pages, 21 KB12 June
Servite Houses Pension SchemePDF: 2 pages, 11 KB6 June
Shadow Financial Regulatory CommitteePDF: 7 pages, 33 KB1 June
Shinkin Central BankPDF: 3 pages, 9 KB7 June
Southern Connecticut State UniversityScanned PDF: 6 pages, 228 KB6 June
Southside BankScanned PDF: 3 pages, 195 KB1 June
Spanish Banking AssociationScanned PDF: 25 pages, 165 KB12 June
Sparkassen VersicherungScanned PDF: 3 pages, 148 KB1 June
Standard & Poor'sPDF: 23 pages, 129 KB1 June
Standard CharteredScanned PDF: 15 pages, 954 KB1 June
Standard LifePDF: 2 pages, 9 KB1 June
State StreetScanned PDF: 7 pages, 354 KB6 June
Stefan JaschkePDF: 8 pages, 179 KB6 June
Sumitomo Mitsui Banking CorporationScanned PDF: 23 pages, 129 KB

Scanned PDF: 18 pages, 646 KB

Scanned PDF: 12 pages, 144 KB
7 June
Superintendence of Banks of ChilePDF: 3 pages, 13 KB1 June
Superintendencia de Bancos GuatemalaPDF: 3 pages, 12 KB6 June
Svensk KommunRating ABPDF: 16 pages, 93 KB1 June
Swedish Bankers AssociationPDF: 22 pages, 128 KB1 June
Swedish Securities Dealers AssociationScanned PDF: 9 pages, 306 KB6 June
Swiss Bankers AssociationScanned PDF: 36 pages, 1742 KB1 June
The Banking Council of South AfricaPDF: 17 pages, 65 KB1 June
The Bond Market AssociationPDF: 1 page, 24 KB

PDF: 11 pages, 65 KB

PDF: 28 pages, 119 KB

PDF: 21 pages, 107 KB

PDF: 7 pages, 54 KB
1-7 June
The European Group of Valuers AssociationsScanned PDF: 4 pages, 205 KB1 June
The Financial Services RoundtablePDF: 14 pages, 87 KB6 June
The Investment Funds Institute of CanadaScanned PDF: 2 pages, 81 KB6 June
The National Association of Shinkin BanksPDF: 6 pages, 22 KBend-June
The New York Clearing House AssociationPDF: 19 pages, 31 KB6 June
The New York State Banking DepartmentPDF: 7 pages, 38 KB6 June
The Norinchukin BankPDF: 4 pages, 15 KB7 June
The Property & Casualty Insurance Industry Working GroupPDF: 15 pages, 1020 KB6 June
The Saudi British BankScanned PDF: 4 pages, 153 KB1 June
The Second Association of Regional BanksPDF: 12 pages, 35 KB6 June
UBSPDF: 8 pages, 52 KB

PDF: 38 pages, 321 KB
12 June
United Bank of EgyptScanned PDF: 1 page, 25 KB

Scanned PDF: 1 page, 32 KB
1 June
Verband der BürgschaftsbankenScanned PDF: 4 pages, 177 KB6 June
VISA USA IncPDF: 3 pages, 13 KB6 June
Wachovia Corporation and Wachovia BankPDF: 7 pages, 39 KB6 June
Washington MutualPDF: 4 pages, 11 KB6 June
WestpacPDF: 20 pages, 68 KB6 June
Willis LimitedPDF: 14 pages, 809 KB1 June
World BankScanned PDF: 12 pages, 583 KB12 June
World Council of Credit UnionsScanned PDF: 20 pages, 910 KB1 June
Zentraler KreditausschussPDF: 150 pages, 549 KB

PDF: 13 pages, 39 KB
6-end-June
Zentralverband des Deutschen HandwerksScanned PDF: 4 pages, 241 KB6 June
Zurich IC SquaredScanned PDF: 2 pages, 64 KB

Scanned PDF: 6 pages, 49 KB
1 June