The New Basel Capital Accord: Comments received on the Third Consultative Paper

As noted in the Basel Committee's Overview Paper, the Committee wishes to increase transparency of the consultative process by publishing on its website all comments received during the third consultative period. The same process was followed under the second consultative period.

The Committee wishes to thank those that have taken the time and effort to express their views. These comments will no doubt assist the Committee in its efforts to finalise The New Basel Capital Accord.

Company / Person PDF or Scanned On the website since
Allen, M and Sharifi, S PDF: 4 pages, 44 KB  
America's Community Bankers PDF: 7 pages, 149 KB  
Aon Professional Risks Scanned PDF: 3 pages, 144 KB  
Appraisal Institute PDF: 3 pages, 90 KB  
Asian Bankers Association Scanned PDF: 10 pages, 3370 KB  
Assifact PDF: 25 pages, 290 KB  
Assilea PDF: 5 pages, 230 KB  
Assocation Française des Sociétés Financiers PDF: 30 pages, 537 KB  
Association of Supervisors of Banks of the Americas Scanned PDF: 6 pages, 294 KB  
Associazione Bancaria Italiana Scanned PDF: 57 pages, 269 KB  
Australia and New Zealand Banking Group PDF: 27 pages, 215 KB  
Austrian Authorities PDF: 11 pages, 116 KB  
Aviation Working Group Scanned PDF: 2 pages, 102 KB  
Bahamas Central Bank Scanned PDF: 7 pages, 1829 KB  
Banco Centroamericano de Integracion Economica Scanned PDF: 2 pages, 94 KB  
Banco de Mexico PDF: 9 pages, 235 KB  
Banco de Portugal PDF: 3 pages, 74 KB  
Bank Leumi Israel PDF: 1 page, 55 KB  
Bank Negara Malaysia Scanned PDF: 5 pages, 175 KB  
Bank of America Scanned PDF: 10 pages, 3307 KB  
Bank of Guyana PDF: 2 pages, 89 KB  
Bank of Jamaica Scanned PDF: 13 pages, 545 KB  
Bank of Thailand Scanned PDF: 7 pages, 371 KB  
Bank One Corporation PDF: 7 pages, 183 KB  
Bank Van de Nederlandse Antillen Scanned PDF: 5 pages, 209 KB  
Bankenfachverband PDF: 49 pages, 562 KB  
Bankers Association for Finance and Trade PDF: 2 pages, 114 KB  
Bankers Association of the Republic of China PDF: 2 pages, 58 KB  
Banking Regulation and Supervision Agency of Turkey PDF: 10 pages, 177 KB  
Barclays Group PDF: 3 pages, 41 KB  
Bayerische Staatsminister fur Wirtschaft, Verkehr und Technologie Scanned PDF: 14 pages, 676 KB  
Belgian Bankers Association PDF: 38 pages, 222 KB  
Belize Central Bank PDF: 2 pages, 76 KB  
BNP Paribas PDF: 34 pages, 326 KB  
Bodurtha, J PDF: 1 page, 72 KB  
Brazil Central Bank Scanned PDF: 5 pages, 1047 KB  
British Virgin Islands Financial Services Commission PDF: 3 pages, 210 KB  
Bundesverband der Deutschen Industrie Scanned PDF: 3 pages, 103 KB  
Bundesverband deutscher Banken PDF: 14 pages, 706 KB  
Bundesverband Investment and Asset Management PDF: 10 pages, 63 KB  
Burundi Central Bank PDF: 2 pages, 84 KB  
Canadian Bankers Association PDF: 43 pages, 358 KB  
Capital One Financial Corporation PDF: 31 pages, 235 KB  
Caribbean Group of Bank Supervisors PDF: 13 pages, 133 KB  
Central Bank of Barbados PDF: 6 pages, 83 KB  
Central Bank of Oman Scanned PDF: 5 pages, 250 KB  
Central Bank of the United Arab Emirates Scanned PDF: 2 pages, 80 KB  
Central Bank of Trinidad and Tobago PDF: 6 pages, 118 KB  
Centre National des Professions Financières Scanned PDF: 7 pages, 352 KB  
Chile Superintendent of Banks PDF: 1 page, 54 KB  
China Banking Regulation Commission Scanned PDF: 7 pages, 562 KB  
Citigroup PDF: 17 pages, 77 KB  22 Aug 03
Commission de Surveillance du Secteur Financier Scanned PDF: 7 pages, 273 KB  
Commonwealth Bank Group PDF: 9 pages, 140 KB  
Companhia Portuguesa de Rating PDF: 11 pages, 112 KB  
Consumer Mortgage Coalition PDF: 4 pages, 119 KB  
Corporación Andina de Fomento Scanned PDF: 14 pages, 687 KB  
Council of Mortgage Lenders PDF: 3 pages, 13 KB  
Credit Suisse Group PDF: 48 pages, 216 KB  
Czech National Bank and Czech Banking Association PDF: 15 pages, 97 KB  
Danish Bankers Association PDF: 3 pages, 65 KB  
Danish FSA PDF: 3 pages, 83 KB  
De Lage Landen International BV PDF: 5 pages, 120 KB  
Deutscher Industrie und Handelskammertag PDF: 5 pages, 34 KB  
Ecuador Superintendency of Banks and Insurance PDF: 13 pages, 168 KB  
Embrechts P, Furrer H, and Kaufmann R PDF: 17 pages, 201 KB  
Estonian FSA Scanned PDF: 1 page, 40 KB  
Eurochambres PDF: 7 pages, 167 KB  
Euroclear PDF: 8 pages, 73 KB  
European Association of Co-operative Banks PDF: 8 pages, 44 KB  
European Central Bank PDF: 13 pages, 64 KB  19 Sep 03
European Institute for International Economics PDF: 11 pages, 237 KB  
European Mortgage Federation PDF: 6 pages, 134 KB  
European Private Equity and Venture Capital Association Scanned PDF: 7 pages, 275 KB  
European Savings Banks Group - World Savings Banks Institute PDF: 7 pages, 146 KB  
European Shadow Financial Regulatory Committee Scanned PDF: 4 pages, 246 KB  22 Aug 03
European Union of Housebuilders and Developers PDF: 11 pages, 120 KB  
Experian-Scorex PDF: 5 pages, 147 KB  
FBE PDF: 63 pages, 693 KB  
FEBRABAN PDF: 11 pages, 177 KB  
Federation Bancaire Française Scanned PDF: 37 pages, 518 KB  
FEFSI PDF: 8 pages, 46 KB  
Financial Guardian Group PDF: 27 pages, 100 KB  
Financial Services Roundtable PDF: 16 pages, 262 KB  
Finnish Authorities PDF: 10 pages, 119 KB  
Finnish Bankers' Association PDF: 6 pages, 85 KB  
Fitch Ratings PDF: 8 pages, 60 KB  
FleetBoston Financial Corporation PDF: 9 pages, 188 KB  
Förderungsverein der Primärbanken PDF: 2 pages, 71 KB  
Fortis Bank PDF: 12 pages, 297 KB  
Gecalux Group Scanned PDF: 2 pages, 108 KB  
German Bausparkassen PDF: 5 pages, 116 KB  
Goldman Sachs Scanned PDF: 5 pages, 228 KB  
Griffith-Jones, S and Spratt, S PDF: 18 pages, 151 KB  
Hiroyuki, Ota PDF: 2 pages, 25 KB  
Hong Kong Association of Banks PDF: 8 pages, 213 KB  
Hungarian authorities PDF: 7 pages, 159 KB  
Industrial Bank of Taiwan PDF: 4 pages, 34 KB  19 Sep 03
Inner City Press Scanned PDF: 9 pages, 475 KB  
Institut der Wirtschaftsprufer PDF: 7 pages, 68 KB  
Institute of Chartered Accountants in England & Wales Scanned PDF: 7 pages, 344 KB  
Institute of International Bankers PDF: 11 pages, 41 KB  
Institute of International Finance PDF: 48 pages, 146 KB  
International Air Transport Association Scanned PDF: 2 pages, 2220 KB  
International Monetary Fund Scanned PDF: 7 pages, 366 KB  
International Valuation Standards Committee PDF: 3 pages, 330 KB  
ISDA-TBMA PDF: 45 pages, 377 KB  
Japanese Bankers Association PDF: 21 pages, 295 KB  
JP Morgan Chase Scanned PDF: 21 pages, 1362 KB  
KeyCorp PDF: 13 pages, 149 KB  
KPMG Scanned PDF: 13 pages, 585 KB  19 Sep 03
Kredittilsynet-Norges Bank PDF: 16 pages, 161 KB  
Leaseurope PDF: 19 pages, 120 KB  
Lehman Brothers Scanned PDF: 9 pages, 464 KB  
LIBA and BBA PDF: 20 pages, 270 KB  
Linklaters Business Services PDF: 6 pages, 117 KB  
Loan Market Association Scanned PDF: 30 pages, 768 KB  
Malta Financial Services Authority PDF: 4 pages, 127 KB  
Marsh Inc PDF: 12 pages, 78 KB  
Massachusetts Bankers Association PDF: 2 pages, 9 KB  
Mauritius Banks PDF: 7 pages, 119 KB  
MBNA America Bank Scanned PDF: 26 pages, 1598 KB  
McHenry Savings Bank PDF: 1 page, 24 KB  
Mellon Financial Corporation PDF: 3 pages, 91 KB  
Merrill Lynch PDF: 6 pages, 41 KB  
Moody's PDF: 4 pages, 169 KB  
Mortgage Bankers Association of America PDF: 5 pages, 108 KB  
Mortgage Insurance Companies of America PDF: 9 pages, 223 KB  
National Association of Home Builders Scanned PDF: 13 pages, 452 KB  
National Association of Realtors PDF: 6 pages, 131 KB  
National Bank of Slovakia PDF: 3 pages, 93 KB  
National Housing Federation PDF: 2 pages, 76 KB  
Netherlands Bankers Association PDF: 16 pages, 159 KB  
New York Clearing House PDF: 9 pages, 154 KB  
New York Foreign Exchange Committee PDF: 5 pages, 164 KB  
New York State Banking Department PDF: 8 pages, 112 KB  
Norinchukin Bank PDF: 5 pages, 59 KB  
Norwegian Financial Services Association Scanned PDF: 3 pages, 167 KB  
Norwegian Savings Banks Association PDF: 7 pages, 142 KB  
Österreichische Verband der Immobilientreuhänder PDF: 2 pages, 58 KB  
PNC Financial Services Group PDF: 8 pages, 36 KB  
Polish Banking Supervisory Authority PDF: 5 pages, 110 KB  
Raiffeisen Bankengruppe - Austria PDF: 19 pages, 110 KB  
Rating and Investment Information Inc PDF: 2 pages, 52 KB  
Real Estate Roundtable PDF: 3 pages, 1357 KB  
Regional Banks Association of Japan PDF: 1 page, 119 KB  
Reserve Bank of India PDF: 14 pages, 146 KB  
Reserve Bank of Zimbabwe PDF: 3 pages, 88 KB  
Resti, A and Sironi, A PDF: 44 pages, 368 KB  
Risk Management Association PDF: 37 pages, 312 KB  
RMA Committee on Security Lending PDF: 15 pages, 133 KB  
Royal Bank of Scotland Group Scanned PDF: 5 pages, 328 KB  
Royal Institution of Chartered Surveyors PDF: 8 pages, 117 KB  
Saudi Arabian Monetary Agency Scanned PDF: 8 pages, 332 KB  11 Nov 03
Securities Industry Association PDF: 4 pages, 88 KB  
Securitisation Associations PDF: 41 pages, 1290 KB  
South African Reserve Bank Scanned PDF: 17 pages, 144 KB  
Spanish Banking Association PDF: 55 pages, 928 KB  
Standard & Poors PDF: 18 pages, 88 KB  30 Sep 03
Standard Chartered Scanned PDF: 4 pages, 238 KB  
State Street Scanned PDF: 6 pages, 434 KB  
Suntrust Scanned PDF: 5 pages, 292 KB  
Superintendencia de Banca y Seguros Peru PDF: 14 pages, 163 KB  
Swedish Bankers Association PDF: 10 pages, 130 KB  
Swiss Bankers Association Scanned PDF: 26 pages, 1741 KB  
Synovus Financial Corporation PDF: 5 pages, 127 KB  
Talbot Underwriting PDF: 11 pages, 197 KB  
Tanzanian Banking Industry Scanned PDF: 3 pages, 124 KB  
Taylor, C PDF: 37 pages, 320 KB  
Thirlwell, J PDF: 5 pages, 77 KB  
Treasury Strategies Scanned PDF: 8 pages, 166 KB  22 Aug 03
UBS PDF: 8 page, 156 KB  
UEAPME PDF: 6 pages, 124 KB  
Universität Heidelberg Scanned PDF: 2 pages, 44 KB  
Universität Karlsruhe PDF: 7 pages, 215 KB  
University of Regensburg PDF: 7 pages, 143 KB  
Verband der Burgschaftsbanken PDF: 3 pages, 74 KB  
Wachovia PDF: 24 pages, 277 KB  
Washington Mutual Scanned PDF: 6 pages, 439 KB  22 Aug 03
Wells Fargo Scanned PDF: 16 pages, 1048 KB  19 Sep 03
Westpac PDF: 21 pages, 212 KB  
Willis Limited PDF: 5 pages, 122 KB  
Wirtschaftskammer - Österreich PDF: 34 pages, 316 KB  
World Bank Scanned PDF: 5 pages, 234 KB  
World Council of Credit Unions PDF: 5 pages, 61 KB  
Zentraler Kreditausschuss PDF: 82 pages, 407 KB  
Zentralverband des Deutschen Handwerks Scanned PDF: 5 pages, 206 KB