Serey Chea: Bridging financial technology, trust and regulation

Keynote speech by Her Excellency Dr Serey Chea, Governor of the National Bank of Cambodia, at the Asia Finance Forum "Bridging financial technology, trust and regulation", Manila, 25 September 2025.

The views expressed in this speech are those of the speaker and not the view of the BIS.

Central bank speech  | 
03 October 2025
by Serey Chea
PDF full text
(302kb)
  |  5 pages

Good morning! 

Excellencies, Distinguished Guests, Ladies and Gentlemen, 

First, I would like to thanks the Asian Development Bank, the Ministry of Finance of Luxembourg, and the Centre for Finance, Technology and Entrepreneurship for inviting the National Bank of Cambodia to share our views at the Asia Finance Forum on the topic of Bridging Financial Technology, Trust and Regulations. 

I see our proceedings today as more than a technical discussion. To me, it is a human one. It is about designing systems that are not only efficient, but inclusive. Not only secure, but empowering. Not only fast, but fair. 

Across our region, finance is shifting from an exclusive service to an essential public utility. The digital revolution has given us unprecedented speed and reach - but also unprecedented responsibility. Our task is not only to ask what technology can do, but to decide what it should do - and ensure that in moving forward, we bring everyone with us.