Signe Krogstrup: New types of digital money

Speech by Ms Signe Krogstrup, Governor of the National Bank of Denmark, at the National Bank of Denmark's conference "New types of digital money", Copenhagen, 9 March 2023. 

The views expressed in this speech are those of the speaker and not the view of the BIS.

Central bank speech  | 
14 March 2023


Ladies and gentlemen. It's a pleasure to welcome you to the conference on New types of digital money here at Danmarks Nationalbank.

Digitalization, new technologies and financial innovation are changing the nature of society. They also touch at the core of central bank mandates of monetary and financial stability as well as secure and  payment systems.

Central banks are therefore increasingly analysing the implications for the future of the monetary and financial system. Danmarks Nationalbank is no exception. We pay close attention to ensure that society reaps the gains while minimising potential costs of these developments.

This is no simple task. Innovation in digital money and payments is moving fast and the direction is uncertain. We have to assess how to best respond to developments as they unfold. But we also need to stand ready to change our assessment when circumstances change or new insights emerge.