Lars Rohde: Technological change and digitalisation

Speech by Mr Lars Rohde, Governor of the National Bank of Denmark, at the SUERF conference, New York City, 16 October 2019.

The views expressed in this speech are those of the speaker and not the view of the BIS.

Central bank speech  | 
17 October 2019

Dear Ladies and Gentlemen,

Thank you for the invitation to share my view on technological change and digitalisation in a Danish and international framework.

Denmark is a highly digitalised country. Together with the other Nordic countries and the Nether-lands, Denmark is a digital frontrunner with top rankings on digital performance.

And digitalisation is indeed widespread throughout Danish society. Danes are heavy users of digital solutions and both the public sector and the private sector provide a vast amount of digital services such as online banking and e-commerce. These services are not only used by the younger generations, but also by the elderly: four out of five Danes in the age group of 75 to 89 used online banking last year.