Cecilia Skingsley: Considerations for a cashless future

Speech by Ms Cecilia Skingsley, Deputy Governor of the Sveriges Riksbank, at SNS, the Centre for Business and Policy Studies Stockholm, 22 November 2018.

The views expressed in this speech are those of the speaker and not the view of the BIS.

Two years have passed since I asked the question of whether the Riksbank should issue digital money – the e-krona.2 Since then, we at the Riksbank have started an investigation and have been given the opportunity to analyse and discuss the mat-ter from several different angles. Of course, the need to modernise the money is-sued by the Riksbank is new and is connected to the increased digitalisation of so-ciety as a whole. But there are also points in common with older issues such as that of which role central government should play on the payment market.