G20 TechSprint 2025 - Trust and integrity in scalable and open finance
The 2025 edition was held jointly with the South African Reserve Bank. It focused on developing solutions to address trust and integrity in scalable and open finance.
Updated 11 November 2025
- Watch the final awards ceremony here
- G20 TechSprint 2025 report
The South African Reserve Bank (SARB), under the G20 Presidency, and the BIS Innovation Hub, joint hosts of the G20 TechSprint 2025 competition, have announced the winners. The TechSprint hackathon seeks out best-in-class technological innovations aimed at common challenges and priorities of the global regulatory and central bank community.
This year's TechSprint, the sixth edition open to developers from around the world, focused on developing solutions to foster trust and integrity in scalable and open finance.
Three winners emerged from a shortlist of fifteen teams, one winner for each of the three problem statements, which focused on:
- establishing trust among financial institutions through innovative, verifiable, and privacy-preserving digital identity technologies.
- improving the ability of small and medium-sized enterprises to finance through secure, consumer-consented data exchange solutions.
- driving wider adoption of fast payment systems globally through technology designed to reduce fraud and cyber risks.
The three winners, chosen by an independent panel of experts and unveiled during a ceremony in South Africa, were as follows:
- Team Ownapay SA (Proprietary) Ltd, from South Africa, won the category for problem statement #1, on developing digital identity solutions: establishing trust among financial institutions through innovative, verifiable, and privacy-preserving digital identity technologies.
- Team Silence Laboratories Pte Ltd, from Singapore, won the category for problem statement #2, on credit data portability: improving the ability of small and medium-sized enterprises to finance through secure, consumer-consented data exchange solutions that facilitate seamless cross-border sharing of credit information.
- Team FNA and Proto, from the United Kingdom, won the category for problem statement #3, on solutions to mitigate fraud and cyber risks: driving wider adoption of fast payment systems globally - and promoting financial inclusion and economic growth - through technology designed to reduce fraud and cyber risks.
The 2025 edition of TechSprint has addressed trust and integrity, while advancing scalability and promoting financial inclusion.
Thank you to all who contributed for your curiosity, discipline and commitment to a more open and trusted financial future.
As policymakers, our unwavering commitment to fostering innovation is crucial. The G20 TechSprint has once again shown that some of the most scalable and forward-thinking solutions to global financial challenges can emerge from fintech start-ups in small towns, to seasoned developers in global hubs.
Hosting the TechSprint on African soil for the first time revealed the depth of talent and ingenuity across our continent and beyond. The solutions put forward underscore the urgent need to build open, trusted and inclusive financial systems that transcend borders and serve everyone.
Shortlisted teams