Technological innovations in financial markets - Risks and opportunities in banking and regulation

Joint conference by the Research Group of the Basel Committee on Banking Supervision, the European Central Bank and the Centre for Economic Policy Research, ECB, Frankfurt, 9-10 December 2025.

Technological innovations have the potential to reshape the financial ecosystem, creating opportunities for financial market participants, including banks and prospective new entrants. This conference features research studying how the adoption of innovation by banks and other financial market participants may introduce efficiencies and enhance services, or translate into increased financial and non-financial risks.

Conference programme