Douglas Kiarelly Godoy de Araujo
Before joining the BIS in 2018, Douglas Araujo worked at the Central Bank of Brazil on macroprudential supervision (2011-15), and led the efforts to develop and implement the Brazilian segmentation and proportionality framework for prudential regulation (2015-18). His work on proportionality also involved prudential regulation for fintechs and other challenger lenders. Doug was a Fellow at the BIS's Financial Stability Institute in 2014, focusing on financial stability monitoring. From 2015 to 2018, he was also a member of missions of the International Monetary Fund to support a number of countries to enhance their macroprudential frameworks. Until 2011, Doug worked in the private sector in Brazilian financial markets. His current research focuses on bank loan loss provisioning behaviour, bank lending during the Covid-19 crisis, and the differences between bank and fintech finance.
Fields of interest
- Financial stability and macro-prudential issues
- Financial institutions and micro-prudential issues
- Central banking
- " Loan-to-value policy and housing finance: effects on constrained borrowers" (with J Barroso and R Barbone Gonzalez), Journal of Financial Intermediation, August 2019. Also published as BIS Working Papers, no 673, November 2017.