On 17 December 2009, the Basel Committee released its consultative documents Strengthening the resilience of the banking sector and International framework for liquidity risk measurement, standards and monitoring. Interested parties were invited to provide written comments by 16 April 2010. These comments, in PDF format, are available below.
The Committee wishes to thank those who have taken the time and effort to express their views. These comments will no doubt assist the Committee in its efforts to deliver a fully calibrated package of reforms by the end of this year.
| ACI Germany | 175kb |
| Algorithmics | 331kb |
| American Bankers Association (Capital) | 169kb |
| American Bankers Association (Liquidity) | 193kb |
| American Express Company (Capital) | 1217kb |
| American Express Company (Liquidity) | 1621kb |
| American Securitization Forum | 877kb |
| Anonymous - 1 | 15kb |
| Anonymous - 2 | 240kb |
| APEC Business Advisory Council | 187kb |
| Arvest Bank | 165kb |
| Association Francaise des Societes financieres | 353kb |
| Association of Danish Mortgage Banks | 769kb |
| Association of Swedish Covered Bond issuers | 47kb |
| Australian Bankers Association (Capital) | 427kb |
| Australian Bankers Association (Cover) | 49kb |
| Australian Bankers Association (Liquidity) | 351kb |
| Australian Financial Markets Association | 83kb |
| Australian Securitisation Forum | 96kb |
| BAFT-IFSA (Capital) | 1586kb |
| BAFT-IFSA (Liquidity) | 1454kb |
| Bancaja (Capital) | 61kb |
| Bancaja (liquidity) | 55kb |
| Banco Cooperativo | 13kb |
| Bank of America (Capital) | 6473kb |
| Bank of America (Liquidity) | 3775kb |
| Bank of New York Mellon | 4566kb |
| Bank of Thailand | 119kb |
| Banking Regulation and Supervision Agency and Central Bank of Turkey | 69kb |
| BankTrack | 152kb |
| Barclays (Capital) | 1552kb |
| Barclays (Liquidity) | 1044kb |
| BB&T Corporation | 83kb |
| BNG | 940kb |
| BNP Paribas | 5042kb |
| BOK Financial (Capital) | 317kb |
| BOK Financial (Liquidity) | 159kb |
| Business Europe | 449kb |
| BVMW - CEA | 33kb |
| Canadian Bankers Association (Capital) | 315kb |
| Canadian Bankers Association (Liquidity) | 289kb |
| Capital One (Capital) | 6054kb |
| Capital One (Liquidity) | 4017kb |
| Chartered Institute for Securities and Investment | 10601kb |
| China Banking Regulation Commission | 457kb |
| Citigroup | 508kb |
| Club of Long Term Investors | 191kb |
| CME Group | 604kb |
| Commercial Bank of Kuwait | 23kb |
| Companhia Portuguesa de Rating | 121kb |
| Confederation of British Industry | 757kb |
| Council of Federal Home Loan Banks (Capital) | 1158kb |
| Council of Federal Home Loan Banks (Liquidity) | 1085kb |
| Co-operative bank p.l.c | 392kb |
| Credit Suisse | 365kb |
| Czech National Bank | 585kb |
| Daegu Bank | 78kb |
| Daimler AG | 30kb |
| Danish Bankers Association (Capital) | 112kb |
| Danish Bankers Association (Liquidity) | 109kb |
| Danish FSA and Danmarks Nationalbank | 4818kb |
| Danish Ship Finance | 370kb |
| DBRS | 52kb |
| DBS Bank | 1495kb |
| Desjardins Group | 3525kb |
| Desrochers, Godbout and Préfontaine | 157kb |
| Deutsche Bank (Capital) | 7099kb |
| Deutsche Bank (Liquidity) | 4382kb |
| Deutsche Boerse Group | 204kb |
| Deutsche Lufthansa AG | 89kb |
| Dexia | 2660kb |
| Discover Financial Services (Capital) | 130kb |
| Discover Financial Services (Liquidity) | 150kb |
| Dubai Financial Services Authority | 449kb |
| Duggal, Arun | 149kb |
| Dutch Banking Association (Capital) | 280kb |
| Dutch Banking Association (Liquidity) | 174kb |
| Duttweiler, Rudolf | 81kb |
| Ebert, Sebastian and Luetkebohmert, Eva | 19kb |
| Eken, Ziya | 15kb |
| Elliott, Douglas J | 46kb |
| Ernst & Young | 332kb |
| Euribor ACI | 132kb |
| Euro Commercial Paper Committee | 83kb |
| Euroclear (Capital) | 92kb |
| Euroclear (Liquidity) | 86kb |
| European Association of Corporate Treasurers | 163kb |
| European Association of Co-operative Banks (Capital) | 151kb |
| European Association of Co-operative Banks (Liquidity) | 74kb |
| European Association of Credit Rating Agencies | 94kb |
| European Association of Public Banks and Funding Agencies | 262kb |
| European Bank for Reconstruction and development | 368kb |
| European Banking Federation (Capital) | 535kb |
| European Banking Federation (Liquidity) | 442kb |
| European Banking Federation | 156kb |
| European Covered Bond Council | 183kb |
| European Financial Services Roundtable | 132kb |
| European Fund and Asset Management Association | 90kb |
| European Investment Fund | 661kb |
| European Mortgage Federation | 95kb |
| European Repo Council | 70kb |
| Federated Investors | 110kb |
| Federation of Finnish Financial Services (Capital) | 50kb |
| Federation of Finnish Financial Services (Liquidity) | 161kb |
| Fifth Third Bancorp | 150kb |
| Finance Norway | 1081kb |
| Financial Services Roundtable (Capital) | 110kb |
| Financial Services Roundtable (Liquidity) | 103kb |
| Finnish Financial Market Authorities (Capital) | 34kb |
| Finnish Financial Market Authorities (Liquidity) | 6kb |
| Finnish Financial Market Authorities (Ministry of Finance) | 79kb |
| Fitch Ratings | 195kb |
| Frankfurt School of Finance & Management | 208kb |
| French Banking Federation | 1895kb |
| Frezal, JC | 14kb |
| Friends of Earth Europe | 76kb |
| GE Capital (Capital) | 79kb |
| GE Capital (Liquidity) | 68kb |
| Genworth Financial, Inc | 650kb |
| GFMA BBA ISDA | 1055kb |
| Goldman Sachs (Capital) | 2445kb |
| Goldman Sachs (Liquidity) | 711kb |
| Group of Issuers of Lettres de Gage | 65kb |
| Groupement National de la Cooperation | 142kb |
| Guan Sue, Gui Xuan and Liu Beixiao | 847kb |
| Handelsbanken | 119kb |
| Hironari, Nozaki | 14kb |
| Hong Kong Association of Banks | 428kb |
| HSBC (Capital Appendix) | 93kb |
| HSBC (Capital) | 2731kb |
| HSBC (Liquidity Appendix) | 34kb |
| HSBC (Liquidity) | 724kb |
| Independent Community Bankers of America | 235kb |
| Industrial Bank of Korea | 97kb |
| ING | 92kb |
| Institute of Chartered Accountants in England and Wales | 111kb |
| Institute of International Bankers | 62kb |
| Institute of International Finance | 1315kb |
| Institutional Money Market Funds Association | 102kb |
| International Association of Credit Portfolio Managers | 197kb |
| International Banking Federation (Liqudity) | 167kb |
| International Banking Federation (Capital) | 145kb |
| International Chamber of Commerce | 295kb |
| International Council of Securities Associations | 42kb |
| International Organization of Securities Commission | 203kb |
| International Regulatory Strategy Group | 1250kb |
| International Research Center of Banking & Corporate Governance | 259kb |
| Investment Company Institute | 73kb |
| Italian Banking Association | 528kb |
| Italian Federation of Co-operative Credit Banks | 191kb |
| Japan Post Bank | 13kb |
| Japan Research Institute | 192kb |
| Japan Securities Dealers Association | 298kb |
| Japanese Bankers Association | 457kb |
| Jeonbuk Bank | 75kb |
| Jersey Financial Services Commission | 367kb |
| JP Morgan Chase | 2450kb |
| KB Bank | 80kb |
| Kean, James | 36kb |
| KeyCorp (Capital) | 606kb |
| KeyCorp (Liquidity) | 264kb |
| Kookmin Bank | 86kb |
| Korea Exchange Bank | 17kb |
| KPMG | 64kb |
| La Caixa Group | 373kb |
| Lebanon's Banking Control Commission | 62kb |
| Lloyds Banking Group | 190kb |
| Loan Market Association | 181kb |
| Luxembourg Bankers Association (Capital) | 53kb |
| Luxembourg Bankers Association (Liquidity) | 436kb |
| Macquarie Bank Limited | 1066kb |
| Matz, Fiedler and Neu | 91kb |
| Mitsubishi UFJ Financial Group | 822kb |
| Morgan Stanley | 5560kb |
| Mortgage Insurance Companies of America (Capital) | 155kb |
| Mortgage Insurance Companies of America (Liquidity) | 124kb |
| Municipality Finance | 178kb |
| National Agricultural Cooperative Federation | 58kb |
| National Association of Realtors (Capital) | 163kb |
| National Association of Realtors (Liquidity) | 164kb |
| National Institute of Economic and Social Research | 298kb |
| Nedelchev, Miroslav | 26kb |
| Nippon Export and Investment Insurance | 1269kb |
| Nomura Holdings | 6838kb |
| Nordea | 106kb |
| Norges Bank and Finanstilsynet | 730kb |
| Norinchukin Bank | 1264kb |
| Northern Trust (Capital) | 934kb |
| Northern Trust (Liquidity) | 1144kb |
| O Nuallain, Ruairi | 111kb |
| OCBC bank | 1163kb |
| Oesterreichische Nationalbank, Financial Market Authority and Ministry of Finance | 78kb |
| Oesterreichischen Volksbanken | 76kb |
| Ojo, Marianne | 326kb |
| Pagano, Joseph | 110kb |
| PlainsCapital Corporation | 23kb |
| PNC Financial Services Group (Capital) | 2258kb |
| PNC Financial Services Group (Liquidity) | 3206kb |
| Polish Bank Association | 3339kb |
| Polish Financial Supervision Authority (Capital) | 59kb |
| Polish Financial Supervision Authority (Liquidity) | 16kb |
| Porteous, Bruce | 1081kb |
| PriceWaterhouseCoopers | 248kb |
| Rabobank | 285kb |
| Raiffeisen | 40kb |
| Rating and Investment Information Inc | 86kb |
| Regions (Capital) | 1675kb |
| Regions (Liquidity) | 1079kb |
| Reserve Bank of New Zealand | 57kb |
| Risk Management Association | 360kb |
| RiskMetrics Group | 463kb |
| Rouen Business School | 87kb |
| Roulet, Caroline | 114kb |
| Royal Bank of Canda | 1325kb |
| Royal Bank of Scotland Group and Banca Akros | 26kb |
| Royal Bank of Scotland (Capital) | 117kb |
| Royal Bank of Scotland (Cover) | 1297kb |
| Royal Bank of Scotland (Liquidity) | 170kb |
| Rudolf, Markus and Frenkel, Michael | 502kb |
| Sandler O'Neill and Partners LP | 3252kb |
| Santander (Capital) | 54kb |
| Santander (Liquidity) | 55kb |
| Santander | 160kb |
| Shinhan Bank | 20kb |
| Siemens | 133kb |
| Singapore Foreign Exchange Market Committee | 80kb |
| Solomonia Tea, Bishop David, Murray Patrick and Liu Ethan Zuofei | 115kb |
| Spanish banking association (Capital) | 358kb |
| Spanish banking association (Liquidity) | 161kb |
| Spanish Confederation of Savings Banks (Capital) | 178kb |
| Spanish Confederation of Savings Banks (Liquidity) | 189kb |
| St Lucia Finance Group | 202kb |
| Standard Chartered Group | 225kb |
| Standard & Poor's - counterparty credit risk | 566kb |
| Standard & Poor's - leverage ratio | 565kb |
| Standard & Poor's - liquidity | 561kb |
| Standard & Poor's - various | 63kb |
| Standard & Poor's | 565kb |
| State Street (Capital) | 47kb |
| State Street (Liquidity) | 39kb |
| SunTrust Bank (Capital) | 66kb |
| SunTrust Bank (Liquidity) | 58kb |
| Swedish Bankers Association (Capital) | 1934kb |
| Swedish Bankers Association (Liquidity) | 1827kb |
| Swiss Bankers Association | 119kb |
| The Building Societies Association | 74kb |
| The Clearing House Association (capital) | 829kb |
| The Clearing House Association (Liquidity) | 263kb |
| The Value Alliance and Corporate Governance Alliance | 121kb |
| Tighe, Paul | 67kb |
| Toronto-Dominion Bank | 235kb |
| UBS | 429kb |
| UniCredit (Capital) | 237kb |
| UniCredit (Liquidity) | 179kb |
| Union Bank | 444kb |
| Union des Banques Cantonales Suisses | 47kb |
| University of Southampton | 163kb |
| US Bank Corp | 6441kb |
| ViewPoint Bank (Capital) | 511kb |
| ViewPoint Bank (Liquidity) | 484kb |
| Wells Fargo | 312kb |
| Wenger Thomas | 57kb |
| Woori Bank | 105kb |
| World Bank | 1599kb |
| World Council of Credit Unions (Capital) | 138kb |
| World Council of Credit Unions (Liquidity) | 141kb |
| World Gold Council | 331kb |
| World Savings Banks Institute - European Savings Banks Group (Capital) | 396kb |
| World Savings Banks Institute - European Savings Banks Group (Liquidity) | 311kb |
| Zentraler Kreditausschuss (Capital) | 336kb |
| Zentraler Kreditausschuss (Liquidity) | 213kb |
| Zhen Li | 206kb |
