Template-Type: ReDIF-Paper 1.0
Author-Name:   Carlos Cantú
Author-X-Name-First:  Carlos
Author-X-Name-Last:  Cantú
Author-Name:   Roberto Lobato
Author-X-Name-First:  Roberto
Author-X-Name-Last:   Lobato
Author-Name:   Calixto López 
Author-X-Name-First:  Calixto 
Author-X-Name-Last:    López
Author-Name:   Fabrizio Lopez-Gallo 
Author-X-Name-First:  Fabrizio
Author-X-Name-Last:   Lopez-Gallo
Title: A loan-level analysis of bank lending in Mexico
Abstract: We use loan-level data from the Mexican credit registry to study how bank-specific characteristics in influence credit supply. We explore how these characteristics affect the transmission of monetary policy and their role in building banks' resilience to external shocks. Then, we compare the response of the credit supply of foreign subsidiaries to that of domestic banks. Finally, we study the impact of other micro characteristics on the credit supply and their influence on the transmission of shocks. Our results highlight the importance of banks' strong balance sheets and stable sources of funding for the provision of credit in Mexico. In general, these characteristics shelter banks from shocks.
Length: 35 pages
Creation-Date: 2019-07
File-URL: https://www.bis.org/publ/work802.pdf
File-Format: Application/pdf
File-Function: Full PDF document
File-URL: https://www.bis.org/publ/work802.htm
File-Format: text/html
Number: 802
Classification-JEL: E44, E51, E52, E58, G21
Keywords: credit registry, credit supply, bank-speci c characteristics, bank lending channel
Handle: RePEc:bis:biswps:802