Template-Type: ReDIF-Paper 1.0
Author-Name: David Loschiavo
Author-X-Name-First: David
Author-X-Name-Last: Loschiavo
Author-Name: Olivier Armantier
Author-X-Name-First: Olivier
Author-X-Name-Last: Armantier
Author-Name: Antonio Dalla Zuanna
Author-X-Name-First: Antonio
Author-X-Name-Last: Dalla Zuanna
Author-Name: Leonardo Gambacorta
Author-X-Name-First: Leonardo
Author-X-Name-Last: Gambacorta
Author-Name: Mirko Moscatelli
Author-X-Name-First: Mirko
Author-X-Name-Last: Moscatelli
Author-Name: Ilaria Supino
Author-X-Name-First: Ilaria
Author-X-Name-Last: Supino
Title: Embracing gen AI: a comparison of Italian and US households
Abstract: This paper explores the household adoption of Generative Artificial Intelligence (GenAI) in the United States and Italy, leveraging survey data to compare usage patterns, demographic influences, and employment sectoral composition effects. Our findings reveal higher adoption rates in the US, driven by socio-demographic differences between the two countries. Despite their lower usage of GenAI, Italians are more confident in its potential to improve their well-being and financial situation. Both Italian and US users tend to trust GenAI tools less than human-operated services, but Italians report greater relative trust in government and institutions when handling personal data with GenAI tools.
Creation-Date: 2026-01
File-URL: https://www.bis.org/publ/work1322.pdf
File-Format: Application/pdf
File-Function: Full PDF document
File-URL: https://www.bis.org/publ/work1322.htm
File-Format: text/html
Number: 1322
Keywords: generative artificial intelligence, technology adoption, cross-country comparison, socio-demographic factors, trust in technology, cultural attitudes
Classification-JEL: O33, D10, J24
Handle: RePEc:bis:biswps:1322