Template-Type: ReDIF-Paper 1.0
Author-Name: Leonardo Gambacorta
Author-X-Name-First: Leonardo
Author-X-Name-Last: Gambacorta
Author-Name: Tullio Jappelli
Author-X-Name-First: Tullio
Author-X-Name-Last: Jappelli
Author-Name: Tommaso Oliviero
Author-X-Name-First: Tommaso
Author-X-Name-Last: Oliveiro
Title: Exploring household adoption and usage of generative AI: new evidence from Italy
Abstract: We present findings from a  specialized module on generative artificial intelligence (gen AI) included in the Italian Survey of Consumer Expectations (ISCE), conducted in 2024 with a representative sample of Italian individuals. This analysis offers novel insights into current and anticipated interactions with gen AI tools and the potential benefits from adoption. As of April 2024, 75.6% of the Italian population aged 18–75 was aware of gen AI, 36.7% had used it in the previous 12 months, and 20.1% reported monthly usage. Socio-economic factors significantly influence adoption rates, with higher usage observed among men, individuals with college degrees, and younger individuals, particularly students. Looking ahead, gen AI is expected to be used more frequently for education and leisure activities in the coming months. Finally, using a Mincer earnings regression, we highlight that the income return associated with gen AI usage is around 2%.
Creation-Date: 2025-10
File-URL: https://www.bis.org/publ/work1298.pdf
File-Format: Application/pdf
File-Function: Full PDF document
File-URL: https://www.bis.org/publ/work1298.htm
File-Format: text/html
Number: 1298
Keywords: generative AI, households' survey
Classification-JEL: D10, O33
Handle: RePEc:bis:biswps:1298