Template-Type: ReDIF-Chapter 1.0 Author-Name: Hong Kong Monetary Authority (HKMA) Editor-Name: Bank for International Settlements Title: Three principles guiding the design of the HKMA’s proposed retail central bank digital currency architecture Book-title: CBDCs in emerging market economies In-Book: RePEc:bis:bisbps:123 Pages: 75-78 Year: 2022 Month: April Volume: 123 File-URL: https://www.bis.org/publ/bppdf/bispap123_h.pdf File-Format: Application/pdf Handle: RePEc:bis:bisbpc:123-08