Template-Type: ReDIF-Paper 1.0
Author-Name: Daniele Natalizi
Author-X-Name-First: Daniele
Author-X-Name-Last: Natalizi
Author-Name: Vatsala Shreeti
Author-X-Name-First: Vatsala
Author-X-Name-Last: Shreeti
Title: Competition in retail digital payments
Abstract: Retail payments have digitalised rapidly in both advanced economies and emerging market and developing economies.Digitalisation has altered the competitive landscape, with new entrants (eg fintechs and big techs) and new technologies, yet incumbent banks and card networks retain their dominant position in key markets.In their role as operators, overseers and catalysts in payment systems, central banks support competition in diverse ways, depending on their mandates and institutional arrangements.
Length: 8 pages
Creation-Date: 2026-07-13
File-URL: https://www.bis.org/publ/bisbull127.pdf
File-Format: Application/pdf
File-Function: Full PDF document
File-URL: https://www.bis.org/publ/bisbull127.htm
File-Format: text/html
Number: 127
Handle: RePEc:bis:bisblt:127