http://www.bis.org/list/jforum/tid_50/index.rss Publications of the Joint Forum on the banking, securities and insurance sectors, including the regulation of financial conglomerates. Risk management en http://www.bis.org/publ/joint35.htm The final report identifies and assesses differences and gaps in regulatory approaches to point of sale (POS) disclosure for investment and savings products across the insurance, banking and securities sectors. It considers whether regulatory approaches to POS disclosure need to be further aligned across sectors and sets out eight recommendations, directed mainly to policymakers and supervisors, to assist them in considering, developing or modifying their POS disclosure regulations. Changes made to the consultation document are explained in a feedback statement annexed to the final report. Point of Sale disclosure in the insurance, banking and securities sectors - final report 2014-04-30T09:00:00Z The final report identifies and assesses differences and gaps in regulatory approaches to point of sale (POS) disclosure for investment and savings products across the insurance, banking and securities sectors. It considers whether regulatory approaches to POS disclosure need to be further aligned across sectors and sets out eight recommendations, directed mainly to policymakers and supervisors, to assist them in considering, developing or modifying their POS disclosure regulations. An earlier version of this report was issued for consultation in August 2013. The Joint Forum wishes to thank those who provided feedback and comments as these were instrumental in revising and finalising the report and its recommendations. The changes made to the consultation document are explained in a feedback statement annexed to the final report. Point of Sale disclosure in the insurance, banking and securities sectors - final report 2014-04-30T09:00:00Z BIS consumer protection collective investment cross-sectoral collective investment scheme PDF version http://www.bis.org/publ/joint35.pdf April 2014 Bank for International Settlements: BCBS Publications 35 http://www.bis.org/publ/joint33.htm Full text of "Mortgage insurance: market structure, underwriting cycle and policy implications" - Final document released by the Joint Forum, August 2013. Mortgage insurance: market structure, underwriting cycle and policy implications - final document 2013-08-20T10:00:00Z This report on "Mortgage insurance: market structure, underwriting cycle and policy implications" examines the interaction of mortgage insurers with mortgage originators and underwriters. The makes the following set of recommendations directed at policymakers and supervisors which aim at reducing the likelihood of mortgage insurance stress and failure in such tail events. Mortgage insurance: market structure, underwriting cycle and policy implications - final document 2013-08-20T10:00:00Z BIS cycles mortgage originators incentives arbitrage underwriting PDF version http://www.bis.org/publ/joint33.pdf August 2013 Bank for International Settlements: BCBS Publications 33 http://www.bis.org/publ/joint31.htm Abstract of "Longevity risk transfer markets: market structure, growth drivers and impediments, and potential risks", August 2013 The ageing population phenomenon being observed in many countries poses serious social policy challenges. Longevity risk - the risk of paying out on pensions and annuities longer than anticipated - is significant when measured from a financial perspective. Longevity risk transfer markets: market structure, growth drivers and impediments, and potential risks is a forward-looking report released by the Joint Forum on longevity risk transfer (LRT) markets. It makes the following recommendations ... Longevity risk transfer markets: market structure, growth drivers and impediments, and potential risks - consultative report 2013-08-15T13:17:00Z The ageing population phenomenon being observed in many countries poses serious social policy challenges. Longevity risk - the risk of paying out on pensions and annuities longer than anticipated - is significant when measured from a financial perspective. Longevity risk transfer markets: market structure, growth drivers and impediments, and potential risks is a forward-looking report released by the Joint Forum on longevity risk transfer (LRT) markets. It makes the following recommendations ... Longevity risk transfer markets: market structure, growth drivers and impediments, and potential risks - consultative report 2013-08-15T13:17:00Z BIS insurance arbitrage pension underwriting PDF version http://www.bis.org/publ/joint31.pdf August 2013 Bank for International Settlements: BCBS Publications 31 http://www.bis.org/publ/joint30.htm Summary of Mortgage insurance: market structure, underwriting cycle and policy implications - Consultative paper released by the Joint Forum, February 2013. Mortgage insurance: market structure, underwriting cycle and policy implications - Consultative paper released by the Joint Forum 2013-02-11T07:46:00Z This consultative report on Mortgage insurance: market structure, underwriting cycle and policy implications examines the interaction of mortgage insurers with mortgage originators and underwriters. The report sets out the following recommendations directed at policymakers and supervisors with the aim of reducing the likelihood of mortgage insurance stress and failure in such tail events. Mortgage insurance: market structure, underwriting cycle and policy implications - Consultative paper released by the Joint Forum 2013-02-11T07:46:00Z BIS insurance regulation supervision cycles mortgages mortgage originators incentives arbitrage PDF version http://www.bis.org/publ/joint30.pdf February 2013 Bank for International Settlements: BCBS Publications 30 http://www.bis.org/publ/joint28.htm Joint Forum report on intra-group support measures, February 2012 Report on intra-group support measures 2012-02-15T08:27:00Z The objective of this report is to assist national supervisors in gaining a better understanding of the use of intra-group support measures in times of stress or unexpected loss by financial groups across the banking, insurance and securities sectors. The report provides an important overview of intra-group support measures used in practice at a time when authorities are increasingly focused on ways to ensure banks and other financial entities can be wound down in an orderly manner during periods of distress. Report on intra-group support measures 2012-02-15T08:27:00Z BIS intra-group support intra-group transactions capital management liquidity management PDF version http://www.bis.org/publ/joint28.pdf February 2012 Bank for International Settlements: BCBS Publications http://www.bis.org/publ/joint27.htm Abstract of Joint Forum publication "Principles for the supervision of financial conglomerates - consultative document", December 2011. Principles for the supervision of financial conglomerates - consultative document 2011-12-19T11:00:00Z Principles for the supervision of financial conglomerates - consultative document 2011-12-19T11:00:00Z BIS capital adequacy liquidity corporate governance group-wide supervision supervisory coordination supervisory power authority responsibility PDF version http://www.bis.org/publ/joint27.pdf December 2011 Bank for International Settlements: BCBS Publications http://www.bis.org/publ/joint25.htm Abstract of Joint Forum publication 'Developments in Modelling Risk Aggregation', October 2010. Developments in Modelling Risk Aggregation 2010-10-21T08:55:00Z Developments in Modelling Risk Aggregation 2010-10-21T08:55:00Z BIS credit risk modelling Credit risk models financial regulation modelling market risk PDF version http://www.bis.org/publ/joint25.pdf October 2010 Bank for International Settlements: BCBS Publications http://www.bis.org/publ/joint23.htm Abstract of Joint Forum publication 'Report on Special Purpose Entities', September 2009. Report on Special Purpose Entities 2009-09-29T08:00:00Z Report on Special Purpose Entities 2009-09-29T08:00:00Z BIS SPE PDF version http://www.bis.org/publ/joint23.pdf September 2009 Bank for International Settlements: BCBS Publications http://www.bis.org/publ/joint20.htm Abstract of Joint Forum publication 'Customer suitability in the retail sale of financial products and services', April 2008. Customer suitability in the retail sale of financial products and services 2008-04-29T22:00:00Z Customer suitability in the retail sale of financial products and services 2008-04-29T22:00:00Z BIS risk management Stress testing concentration PDF version http://www.bis.org/publ/joint20.pdf April 2008 Bank for International Settlements: BCBS Publications http://www.bis.org/publ/joint19.htm Abstract of Joint Forum publication 'Cross-sectoral review of group-wide identification and management of risk concentrations', April 2008. Cross-sectoral review of group-wide identification and management of risk concentrations 2008-04-24T22:00:00Z Cross-sectoral review of group-wide identification and management of risk concentrations 2008-04-24T22:00:00Z BIS risk management Stress testing concentration PDF version http://www.bis.org/publ/joint19.pdf April 2008 Bank for International Settlements: BCBS Publications http://www.bis.org/publ/joint16.htm Abstract of Joint Forum publication "The management of liquidity risk in financial groups", May 2006. The management of liquidity risk in financial groups 2006-05-02T22:00:00Z The management of liquidity risk in financial groups 2006-05-02T22:00:00Z BIS Joint Forum liquidity risk PDF version http://www.bis.org/publ/joint16.pdf May 2006 Bank for International Settlements: BCBS Publications 16 http://www.bis.org/publ/joint15.htm Abstract of Joint Forum publication 'Regulatory and market differences: issues and observations', May 2005. Regulatory and market differences: issues and observations 2006-05-01T22:00:00Z Regulatory and market differences: issues and observations 2006-05-01T22:00:00Z BIS Joint Forum regulatory and market differences valuation cross sectoral Convergence PDF version http://www.bis.org/publ/joint15.pdf May 2006 Bank for International Settlements: BCBS Publications 16 http://www.bis.org/publ/joint07.htm Abstract of Joint Forum publication "Trends in risk integration and aggregation", August 2003. Trends in risk integration and aggregation 2003-08-07T22:00:00Z Trends in risk integration and aggregation 2003-08-07T22:00:00Z BIS risk integration and aggregation risk management practices PDF version http://www.bis.org/publ/joint07.pdf August 2003 Bank for International Settlements: BCBS Publications 7 http://www.bis.org/publ/joint04.htm Abstract of Joint Forum publication 'Risk management practices and regulatory capital - cross-sectoral comparison', November 2001. Risk management practices and regulatory capital - cross-sectoral comparison 2001-11-06T23:00:00Z Risk management practices and regulatory capital - cross-sectoral comparison 2001-11-06T23:00:00Z BIS Cross sectoral PDF version http://www.bis.org/publ/joint04.pdf November 2001 Bank for International Settlements: BCBS Publications 4 http://www.bis.org/publ/bcbs63.htm Abstract of 'Risk concentrations principles', December 1999. Risk concentrations principles 1999-12-10T23:00:00Z Risk concentrations principles 1999-12-10T23:00:00Z BIS counterparty PDF version http://www.bis.org/publ/bcbs63.pdf December 1999 Bank for International Settlements: BCBS Publications 63