Paul Calem

This author does not work for the BIS.

Date BIS research papers
May 2017

Prudential policies and their impact on credit in the United States

BIS Working Papers No 635

Other authors: Ricardo Correa and Seung Jung Lee

Jan 2004

Consumer credit scoring: do situational circumstances matter?

BIS Working Papers No 146

Other authors: Robert Avery and Glenn Canner